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Virtual Law Firm Initial Consultation and Virtual Bankruptcy Lawyer

We at Krautkramer & Block understand that COVID-19 (Coronavirus Disease) has forced many in our community to stay home and not travel to avoid being exposed to the virus. We also understand that many of our fellow citizens still have legal and financial problems that cannot wait.

We are here to help get your legal life in order. Since many of you are staying home to avoid the risk of infection, we have decided to offer for a limited-time: virtual initial consultations. Rather than coming to our law office here in Wausau, you would request a virtual consult with my office. During a telephone or video conference, I would review the facts of your case, answer your questions, determine your options (including non-bankruptcy alternatives), the costs and benefit of each option, discuss how bankruptcy works, and finally put together a plan for you going-forward. Not only would the initial consultation be virtual, but we are changing our processes and procedures, so that future meetings would also be virtual. With our virtual legal representation you would avoid having to venture out in public greatly reducing the risk of being exposed to COVID-19 and solve your financial problems! Read More…

Watch Out for the Fake Arrest Warrant Trick!

I received phone calls from individuals distressed and concerned about emails and faxes claiming to be from collection agents or prosecutors threatening arrest. They also provide a pdf of a phony arrest warrant if payment is not made immediately. The phony arrest warrant even uses a bogus logo. Do not fall for this trick! Read More…

How to Get a Free Credit Report

How to Get a Free Copy of My Credit Report?

Many clients ask me how to go about getting a free copy of their credit report. You are entitled to a free copy of your credit report from each of the three credit reporting agencies once a year. You have three ways to request it.
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Bankruptcy Court Determines that a Commercial Bar Loan is Dischargeable

The debtor, Lesley Campbell (“Campbell”), filed an adversary proceeding to obtain a determination that funds she borrowed under a CitiAssist Bar Exam Loan in April 2009 is dischargeable. Campbell was a student at Pace University Law School. Citibank, N.A. and The Student Loan Corporation (“Defendants”) sought dismissal. On March 24, 2016, Judge Carla E. Craig of the U.S. Bankruptcy Court for the Eastern District of New York in Campbell v. Citibank, N.A. et al, Adv. Pro. No. 15-01038-CEC denied the Defendants Motion to Dismiss Lesley Campbell adversary proceeding and determine seeking a determination that funds she borrowed under a CitiAssist Bar Exam Loan is dischargeable. Read More…

Debtor Loses Appeal at the 7th Circuit on Student Loan Discharge Case

On July 22, 2015, Mark Tetzlaff lost his appeal seeking to discharge his student loans in front of the United States Court of Appeals for the Seventh Circuit in Tetzlaff v. Educational Credit Management Corporation, No. 14-3702 (7th Cir. 2015). Read More…
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